Safety can pay you back
BusinessFirst strives to consistently declare dividends to policyholders who show successful safety records. We believe in safety, and we focus on working with our policyholders to identify risks and create proactive safety programs that are tailored to their needs.

All about dividend programs
When you have workers’ compensation coverage through BusinessFirst, you have the opportunity to earn back a portion of your workers’ comp premium through the company’s competitive dividend programs.* Each year, our dividend programs pay out monetary rewards to safety conscious employers. We understand accidents happen and that not all can be prevented. But smart employers, who take a strategic approach to safety and implement an effective return-to-work program, can lower claims costs.

How can you benefit?
BusinessFirst’s dividend programs can actually put money back in your pocket based on your annual losses. How high your year-end reward is, depends on how low you keep your total claims costs during the policy year. That’s what’s so great about this program – you can contribute to our own success.

How it works
Your reward is based on the amount of premium you have paid and the total costs of your claims during the policy year. Your claims history determines the percentage of your premium that you may get back as a reward.** We have a long and consistent history of paying dividends to policyholders.

For more information about BusinessFirst’s dividend programs, please ask your independent insurance agent.

*Based on your workers’ comp program and your specific policy type, other eligibility requirements may apply.

**Dividends are declared at the discretion of the board of directors and are not guaranteed.